HEALTH INSURANCE: PAYING THE PREMIUM OR PAYING THE PRICE? – ERISA PREEMPTION AND RICO’S RECOURSE

As an employee benefits consultant, I have been exposed to the perils of the health insurance industry in our country. My career requires a commitment to my client, the employer, to structure an employee benefit plan in a way that maintains competitiveness for employees, while maintaining costs associated with offering such benefits. A major portion of my client’s bottom line is dedicated to providing health insurance to its current and prospective employees. I also have a commitment to the employee to maximize the positive impact the participant experiences in utilizing their health insurance benefits. View More