THE BALKANIZATION OF CAT PROPERTY INSURANCE: FINANCING AND FRAGMENTATION IN STORM RISKS

Author: Donald T. Hornstein After a catastrophic weather event (“CAT”), such as a hurricane, there inevitably arise disputes over the cause of property damage, with losses attributable to flooding assigned to policies issued under the National Flood Insurance Program, and losses attributable to wind assigned to policies issued by private insurers and/or by various state-based… continue reading

FRAGMENTED RISK: AN INTRODUCTION

Author: Jay M. Feinman Consider two potential paradoxes about the breadth and limits of insurance, one in property insurance and one under the Commercial General Liability (“CGL”) policy. Most homeowners have only the vaguest sense of the extent of coverage provided by their homeowners’ insurance policy, particularly the breadth of coverage it provides. Using as… continue reading

2013 PILCOP Symposium on Equality Privatization: Looking Out For The Public Good

2013 PILCOP SYMPOSIUM ON EQUALITY TAKEN IN THE LEVY CONFERENCE CENTER OF UNIVERSITY OF PENNSYLVANIA LAW SCHOOL, 3400 CHESTNUT STREET, PHILADELPHIA, PENNSYLVANIA 19104, BEGINNING AT 9:00 A.M., BEFORE ALICIA FORTIN, A PROFESSIONAL REPORTER AND A NOTARY PUBLIC IN AND FOR THE COMMONWEALTH OF PENNSYLVANIA, AND KIMBERLY HUSSEY, CCR, CM. View More

FINDING THE TREASURE WITHOUT WALKING THE PLANK: THE CRITICAL NEED FOR PROPERLY TAILORED ANTI-PIRACY LAWS

Author: Phil Portantino The events of 2007, with some dramatic tweaking, could have made a terrific summer blockbuster. The lives of thousands stood still as a Guild declared war on a powerful Alliance. As the conflict raged on, it affected the lives of countless American heroes. Jack Bauer and Chuck Bartowski both disappeared for over… continue reading

GENDER REASSIGNMENT SURGERY IN PRISONS: HOW THE EIGHTH AMENDMENT GUARANTEES MEDICAL TREATMENTS NOT COVERED BY PRIVATE INSURANCE OR MEDICARE FOR LAW-ABIDING CITIZENS

Author: Lila Leonard Whether taxpayers should foot the bill for prisoners to have gender reassignment surgery. Some prisons and detention centers are currently paying for the reassignment surgery with tax dollars, but only if an inmate has reached a certain point in his/her hormone therapy and for the safety of the particular inmate, as well… continue reading

IGNORANCE IS BLISS? BALANCING THE PUBLIC’S RIGHT TO KNOW AND INDUSTRY’S CLAIM TO CONFIDENTIAL BUSINESS INFORMATION IN TSCA REFORM

Author: Amanda Follett “We can no longer operate under the assumption that what we do not know about a chemical substance cannot hurt us.” These words were spoken by Senator James B. Pearson (R-KS) during a March 26, 1976 debate concerning enactment of a bill that became the Toxic Substances Control Act of 1976, 15… continue reading

UNPAID INTERNSHIPS: A TALE OF LEGAL DISSONANCE

Author: Gregory S. Bergman “Should everyone be paid something, or are unpaid internships simply a part of getting your foot in the door?” That quote typifies the ultimate question about unpaid internships and the law. As of 2013, the American economy is still slowly recovering from its 2008 collapse. In April 2012, 13.2% of 20–… continue reading

IN GOD’S SHADOW: UNVEILING THE HIDDEN WORLD OF VICTIMS OF DOMESTIC VIOLENCE IN OBSERVANT RELIGIOUS COMMUNITIES

Author: Michal Gilad In recent years, the phenomenon of domestic violence has been elevated to the unreputable status of a global epidemic infesting our society. Despite continuous efforts by law and policy makers to combat this adverse phenomenon affecting one in every three women around the globe, the problem persists to thrive among us. This… continue reading

PARENT TRIGGER LAWS: POWERFUL TOOLS OR EMPTY SHELLS? AN EXAMINATION OF THE NEW LAWS THAT PUT POWER INTO PARENTS’ HANDS

Author: Anne E. Hoover What if parents had the power to gain control of a public school and force it to change or even close? In 2010, the nation’s first “Parent Trigger” law was passed in California, which did just this. Now the law in seven states (California, Connecticut, Indiana, Louisiana, Mississippi, Ohio and Texas)… continue reading