Author: James Davey The market for residential property insurance is well established within most Western States, and beyond. Within the United Kingdom (“UK”), it is the second largest personal line, behind motor insurance. The two dominant products are buildings insurance and contents insurance, although other forms are now appearing, such as ‘Home Emergency’ cover. In… continue reading
Authors: Michael Childress and Daniel Loucks The insurance industry operated for centuries under certain fundamental principles. An insured, looking to minimize its own risk, looks to purchase an insurance policy. The insurer issues the policy and remains profitable by spreading risks over as large a population as possible. In the event of a loss, the… continue reading
Author: Harold Weston Would having insureds select each coverage for every peril and exposure available result in better insurance selection and better customer satisfaction? In theory, it should, because it will allow insureds to select the coverages they want at the total price they want to pay, and allow both parties to the insurance contract… continue reading
Author: Donald T. Hornstein After a catastrophic weather event (“CAT”), such as a hurricane, there inevitably arise disputes over the cause of property damage, with losses attributable to flooding assigned to policies issued under the National Flood Insurance Program, and losses attributable to wind assigned to policies issued by private insurers and/or by various state-based… continue reading
Author: Jay M. Feinman Consider two potential paradoxes about the breadth and limits of insurance, one in property insurance and one under the Commercial General Liability (“CGL”) policy. Most homeowners have only the vaguest sense of the extent of coverage provided by their homeowners’ insurance policy, particularly the breadth of coverage it provides. Using as… continue reading
2013 PILCOP SYMPOSIUM ON EQUALITY TAKEN IN THE LEVY CONFERENCE CENTER OF UNIVERSITY OF PENNSYLVANIA LAW SCHOOL, 3400 CHESTNUT STREET, PHILADELPHIA, PENNSYLVANIA 19104, BEGINNING AT 9:00 A.M., BEFORE ALICIA FORTIN, A PROFESSIONAL REPORTER AND A NOTARY PUBLIC IN AND FOR THE COMMONWEALTH OF PENNSYLVANIA, AND KIMBERLY HUSSEY, CCR, CM. View More
As the Managing Symposium Editor of the Rutgers Journal of Law and Public Policy, it is my pleasure to invite you to read the transcript from our 2013 symposium, held on November 13, 2013, on the topic of Veterans and Higher Education. The Rutgers Journal of Law and Public Policy is a premier forum for… continue reading
Author: Phil Portantino The events of 2007, with some dramatic tweaking, could have made a terrific summer blockbuster. The lives of thousands stood still as a Guild declared war on a powerful Alliance. As the conflict raged on, it affected the lives of countless American heroes. Jack Bauer and Chuck Bartowski both disappeared for over… continue reading
Author: Lila Leonard Whether taxpayers should foot the bill for prisoners to have gender reassignment surgery. Some prisons and detention centers are currently paying for the reassignment surgery with tax dollars, but only if an inmate has reached a certain point in his/her hormone therapy and for the safety of the particular inmate, as well… continue reading
Author: Amanda Follett “We can no longer operate under the assumption that what we do not know about a chemical substance cannot hurt us.” These words were spoken by Senator James B. Pearson (R-KS) during a March 26, 1976 debate concerning enactment of a bill that became the Toxic Substances Control Act of 1976, 15… continue reading
